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Updated: April 2, 2023 On This Page: Unmarried Joint Car Insurance When Not to Add a Partner Married Joint Car Insurance Frequently Asked Questions Couples can opt to purchase a joint car insurance policy, whether they're married or not. Usually, a joint policy is best suited for those who live together or frequently drive each other's vehicles.
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Suppose your boyfriend or girlfriend is living with you and they use your vehicle regularly. Since they're using your vehicle more often, your insurer may require you to add them to your policy as a driver. What happens if we get married or break up?
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Yes, if you share a car. If you live together and share a vehicle, you do not have to be married to be on the same car insurance policy. But joint car insurance for married couples is more challenging. If you both own your vehicles separately, you can still be listed on each other's policies but may not be able to combine them.
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The Concept of Insurable Interest Insurance companies once prohibited unmarried couples and domestic partners from sharing auto insurance policies. These restrictions noted that while married.
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1. When it's required by your insurance company If you're living with your boyfriend or girlfriend, or if they use your vehicle frequently (more than 12 times per year), consider purchasing a shared car insurance policy.
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There are a few reasons to consider putting your boyfriend or girlfriend on your car insurance policy, including: You live together: If you and your significant other live together and share.
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Yes, you can add your girlfriend or boyfriend to your car insurance. Generally, if you and your significant other live at the same address, your car insurance company will consider them a member.